Test Cases For Paytm Wallet

Test Cases For Paytm Wallet & E-Wallet: This is another post of the test case series. But in this post, we will discuss the E-wallet test cases and test cases for Paytm wallet. This E-Wallet is also called a Digital wallet. So, before writing the wallet test cases, we must understand the basics of the e-wallet and its functionalities.

What is E-wallet?

An E-wallet, also known as a digital wallet, can go a long way toward facilitating frictionless purchases. It combines software and data that allows consumers to make quick and easy purchases using near-field communications technology.

Post On:	Test Cases For Paytm Wallet & Payment Gateway
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Currently, this is used widely all over the world to make payments. So, let’s try to understand this more clearly.

Digital wallets eliminate the need to carry a physical wallet by storing a consumer’s payment information securely and compactly. Also, digital wallets are a potential boon for companies collecting consumer data. The more companies know about their customers’ purchasing habits, the more effectively they can market to them. The downside for consumers can be a loss of privacy.

Test Case For E-Wallet

• The user can add a maximum of 10k INR to the wallet.
• The user can add money to the wallet using Internet banking, credit cards, or debit Cards.
• The user can pay the bill to the merchant account using the wallet
• Only registered users can avail of the digital wallet facility. The guest user cannot use it.
• E-wallet offers should work, e.g., paying using the wallet and getting 100 rs cashback.
• E-wallet money can be transferred to the bank with a 4% deduction, which means transferring 100 Rs from a wallet to a bank account will transfer 96 Rs to a linked bank account.
• The user should be able to pay all bills and e-commerce orders on-site using wallet money.
• There should be no expiration date for wallet money, unlike promotional offers with valid expiration dates.
• In case of returns, digital wallet money should be refunded to the E-wallet account within 24 hours.
• Email should be triggered to the user when money is debited from a digital wallet.
• Email should be triggered to the user when money is credited/added to the E-wallet.
• Email should be triggered to the user in case of errors like transaction failure when the amount is paid using a digital wallet.
• E-wallet money should be automatically deducted from the final amount to be paid by the user for any payments offered by the site.
• Try changing the payment gateway while the request is in progress.
• What happens when we give a request with the connection on, and we close the connection immediately?

Above, we have seen how to perform mobile wallet testing and how we can validate one of the famous mobile Paytm ewallet test cases. Before starting the ewallet test, we will mainly see the type of payment gateway testing required.

Test Cases For the Paytm App

In this post, we will not discuss test cases for the Paytm app in detail, but indirectly, we will validate one of the vital features of the Paytm App, which is the payment gateway.

What are the types of payment gateway testing?

Before you can start using your payment gateway, five main types of tests assess the gateway from various angles. Here is the list:

• Functional testing
• Integration testing
• Security testing
• Performance testing
• Settlement testing

Types of payment gateway testing	Description
Functional testing	Covers the functional aspects of a payment gateway like whether: It works well with the native or international currencies It lists multiple payment methods in the right sequence It handles both successful and unsuccessful transactions as expected
Integration testing	Ensures that the payment gateway : It is well-integrated with the merchant’s app or website It is connected to the bank accounts for easy settlements
Performance testing	Involves testing whether the payment gateway: Can handle a large volume of transactions simultaneously Supports various payment methods Handles settlements and refunds without delay
Security testing	Ensures the security of transactions and payment details used by the consumers (also involves tokenization of customers’ details for enhanced security)
Settlement testing	Ensures that the merchant receives the payment into the merchant account as per the chosen settlement cycle (or default)

Test Cases For Paytm Wallet

It is highly recommended that you conduct the following test cases or scenarios for test cases for Paytm wallet’s payment gateway integration.

• Test the integrated payment gateway by using various payment sources – debit/credit cards, net banking, UPI, and digital wallets.
• Check for the message on the user screen after each successful transaction.
• Check for the return URL, notification URL, and status call to confirm payment status before marking the payment as ‘successful.’
• Test for email/message sent to the user as a notification for successful payment.
• Assess if the payment gateway returns to the app/website after every successful transaction.
• Look at the database entry for every transaction, which should be in the right format.
• Test the payment flow in case of unsuccessful transactions
• Cross-check the payment flows to ensure encryption and fraud protection
• Test the currency reflected by the gateway as per the user’s country
• Check for the refund amount processing in case of order cancellation (the exact amount is to be refunded in such cases)
• Check for the time taken to credit the customer’s account with refunds
• Understand the payment flow in case of cancellation of a transaction in the middle at the customer’s end
• Test changing the payment gateway language
• Test the result if the gateway stops functioning as expected during the transaction.
• Check the result of the payment process when the session ends
• Check for error pages and security pages during the payment process
• Look at all the messages sent to the user and merchant for successful transactions
• Check if each of the payment sources is selectable
• Verify whether the gateway defaults to the preferred payment mode

Checklist For Payment Gateway Testing

Here’s a quick checklist of the things you’ll want to keep an eye on during your payment gateway testing process:

• Successful transaction notification message
• Unsuccessful transaction notification message
• Language and currency as per the buyer’s location
• Redirection to the app/website after the transaction happens
• Payment modes available
• Notification message after the payment session ends
• Strong password creation
• Confidentiality of API keys
• Multi-factor authentication

Conclusion:

We have ended the test cases, but we have tried to discuss test cases for the Paytm application payment gateway feature and e-wallet. This is a very important feature to make the application popular.

So we have tried to explain the test cases for the Paytm wallet, where we have learned how to validate the mobile wallet testing, and in the second half, we have discussed the Payment Gateway Testing.